Manufacturer Insurance

Specialized protection for your business.

Manufacturer insurance provided by Linares Insurance Group.

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Manufacturers come in all shapes, sizes, and product lines. But no matter what type of manufacturing business you’re in, there’s one thing in common: the need to protect your business. We can help you design the right manufacturer insurance policy.

Protect the products you make and distribute.

If you make and distribute products, standard business insurance might not be enough. A dedicated manufacturer insurance policy covers the specific risks you face, leaving you free to concentrate on your business.

Coverage every manufacturer needs.

There are certain coverage options in your manufacturer insurance policy that are recommended for most businesses in the industry. They can protect your business from the unexpected risks you face on a day-to-day basis, whether it’s the production of the products, or shipment of them.

  • Product Recall
  • Business Auto
  • Workers’ Compensation
  • Errors and Omissions
  • Commercial Property
  • Motor Truck Cargo
  • Ocean Cargo
  • Manufacturers’ Selling Price
  • Business Interruption
  • Employers Liability
  • General Liability
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What is manufacturers’ selling price?

A key policy point to look for is a manufacturer’s selling price clause. This means that if your stock is damaged or destroyed by a covered event, you get a payout reflecting the price you would have sold the items for—not the price you paid for the raw materials.

The benefits of errors and omissions coverage.

You should also look for errors and omissions coverage. This goes beyond the usual business insurance that protects you against claims of property damage and injury caused by your products. It adds coverage for claims of financial losses. For example, if your customers say their business was hurt by a fault in your product.

Be prepared for potential product recalls.

Also consider product recall insurance, which kicks in if you’re forced to recall a product because it might cause harm. This insurance covers not only the costs of getting the product back to you but also safely disposing of the stock. Some policies even cover legal costs or public relations expenses.

Make sure your business is fully covered with manufacturer insurance by contacting us today.

Manufacturer Insurance - Machinery Welding Auto Parts

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