Help your employees plan for the future.
401(k) solutions provided by Linares Insurance Group.
A well-designed and well-managed 401(k) plan is a great way to attract and retain quality employees. We’ll help design a 401(k) plan that gives your business a competitive edge.
Allows employees to save for retirement and have a stable future at your business.
Helping your employees save for retirement not only makes it easier to recruit new staff members but also boosts the financial security of your staff. This can help to make employees feel more motivated and settled at work. A great 401(k) package is the most common, and usually the most efficient way to do this.
A retirement savings plan that is not taxed as income until withdrawn.
Named after the relevant tax code, a 401(k) is a way for your business’ employees to put part of their salary into a retirement savings plan where it’s invested. Usually this money isn’t taxed as income now, and instead, the tax is paid when they withdraw the money later in life. Plans that work the other way around are known as Roth 401(k).
An investment to retain employees for the long-term.
Businesses can allow employees to put portions of their salary into a 401(k), but to make a plan more attractive, many employers will offer to match the amount with an additional payment. Usually, this money can’t be withdrawn until the employee has been with the company for a certain period of time, so it’s an effective way to retain staff.
If you’re interested in offering your business’ employees a competitive 401(k) package, our employee benefits experts can walk you through your options.
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